Guinness Ghana Breweries Limited ( Q32018 Interim Report

first_imgGuinness Ghana Breweries Limited ( listed on the Ghana Stock Exchange under the Beverages sector has released it’s 2018 interim results for the third quarter.For more information about Guinness Ghana Breweries Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Guinness Ghana Breweries Limited ( company page on AfricanFinancials.Document: Guinness Ghana Breweries Limited (  2018 interim results for the third quarter.Company ProfileGuinness Ghana Breweries Limited manufactures and markets a range of alcoholic and non-alcoholic beverages for the Ghana domestic market and for international export. Its product offering includes spirits, beers, lagers and stouts as well as ready-to-drink products. Popular brand names include Guinness Foreign Extra Stout, Orijin Zero, Ciroc Ultra-Premium Vodka, Johnnie Walker Reserve Scotch Whisky, Ron Zacapa Rum, Malta Guinness, Star Lager, Gulder, Alvaro, Ruut Extra, Orijin Bitters, Smirnoff Ice and Smirnoff Double Black Ice. The company was originally founded to produce Guinness Foreign Extra Stout, otherwise known as Guinness. Its non-alcoholic beverage, Malta Guinness, is extremely popular and has captured 70% of the Ghana non-alcoholic beverages market. Guinness Ghana Breweries is a subsidiary of Diageo Plc. and is based in Kumasi, Ghana. Guinness Ghana Breweries Limited is listed on the Ghana Stock Exchangelast_img read more

Linkage Assurance Plc ( Q22020 Interim Report

first_imgLinkage Assurance Plc ( listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2020 interim results for the second quarter.For more information about Linkage Assurance Plc reports, abridged reports, interim earnings results and earnings presentations visit the Linkage Assurance Plc company page on AfricanFinancials.Indicative Share Trading Liquidity The total indicative share trading liquidity for Linkage Assurance Plc ( in the past 12 months, as of 5th June 2021, is US$371.33K (NGN142.54M). An average of US$30.94K (NGN11.88M) per month.Linkage Assurance Plc Interim Results for the Second Quarter DocumentCompany ProfileLinkage Assurance Plc is a non-life insurance business in Nigeria licensed to underwrite numerous insurance classes including business, marine and motor insurance. Business insurance classes include automobiles, property, general accident, liability group, compulsory insurances, oil and gas, marine and aviation and engineering. Retail and direct insurance includes motor plans, estate insurance plans, citadel shield plans, shop comprehensive plans and event insurance. Linkage Assurance Plc merged with Central Insurance Company Limited in 2007 as part of the recapitilisation and consolidation reforms of the National Insurance Commission (NAICOM). The company’s head office is in Lagos, Nigeria. Linkage Assurance Plc is listed on the Nigerian Stock Exchangelast_img read more

Forget investing in Bitcoin! Here’s why I’d buy the best UK shares to make a million

first_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Matthew Dumigan | Saturday, 29th August, 2020 “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Forget investing in Bitcoin! Here’s why I’d buy the best UK shares to make a million Our 6 ‘Best Buys Now’ Shares In the aftermath of the stock market crash, many investors turned their back on traditional equities in favour of investments such as Bitcoin. Though a risky asset itself, Bitcoin is attractive to many investors for its supposed explosive upside potential. However, regardless of the cryptocurrency’s prospects, I’m confident that investing regularly in a diverse selection of the best UK shares is a superior and safer way to build wealth over the long term. Here’s why.The problem with investing in BitcoinMy main issue with Bitcoin, is that there’s no way to determine its fundamental value. The same applies to other cryptocurrencies. In other words, sheer investor speculation drives the price one way or the other. This partly explains Bitcoin’s wild price fluctuations, which can regularly result in the currency’s valuation rising or falling substantially in a just a matter of days.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The future utility of Bitcoin is another debate. Ultimately, I’m not sure anyone can be certain of its impending success of doom. Either way, it has now been in circulation for around 11 years and substantial steps forward are yet to be made in terms of its day-to-day usage. For now, Bitcoin remains a speculative asset.By saying this, I’m not ruling out a small exposure to the currency as part of a well-diversified investment portfolio. Rather, I’m warning against having Bitcoin as a core holding. In my view, this place is best reserved for UK shares and funds that invest in a range of high-quality international companies.Buying the best UK shares on the marketSpeaking of which, UK investors are spoilt for choice when it comes to investing in firms with solid business fundamentals. What’s more, some of these companies are trading on vastly reduced valuations as a result of the stock market crash and the damage caused by Covid-19.Alternatively, you could focus on the companies that have continued to thrive, in spite of the unfavourable trading conditions. As well as indicating the resilience of the underlying business, such companies have proven their ability to prosper amidst harsh economic conditions. Given the abundance of short-term risks that remain on the horizon, investing in these companies could be a wise play.Make a million with high-quality British sharesOnce you’ve consolidated your investment portfolio and added some of the best UK shares to the ranks, you’ve pretty much done most of the hard work. From here, it’s time to let the wonders of time and compounding to take effect.If your investment horizon is long enough and you’re able to achieve a tidy annual return, it’s entirely feasible to make a million by investing in UK shares.To illustrate, let’s say you invest £500 a month and manage an 8% yearly return. After 35 years, your investment pot would be worth £1,078,202! With that in mind, I’d prioritise buying high-quality shares over and above investing in Bitcoin. In my view, it’s a much better way of building serious wealth. Matthew Dumigan has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Matthew Dumigan Simply click below to discover how you can take advantage of this. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Image source: Getty Images last_img read more

Referees chief keen to cut down on TMO delays

first_imgJohn Jeffrey, chairman of World Rugby’s match official selection committee, defends the use of TMOs in the opening World Cup matches “The TMO process is used to make sure the correct calls are made to protect the integrity of the game.>>> TMO overkill is harming referees’ credibility Craig Joubert refers a decision to the TMO in the France v Italy game “It’s worth noting that just 28 per cent of stoppage time in the opening match of this Rugby World Cup was taken up by the TMO process but we are committed to reducing that time further while not compromising on accuracy.“As such, all involved – referees, TMOs, technicians and television producers – are working together to achieve that.”center_img LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS World Rugby’s match official committee are looking at ways to cut down on time spent referring decisions to the Television Match Official (TMO), but it’s chairman insists the technology is invaluable.Several referees were criticised for their handling of video replays in the World Cup’s first round of matches, with the opening game between England and Fiji running longer than 100 minutes after numerous referrals upstairs.>>> Rugby World Cup referees set to crack down on diving and fakingWorld Rugby’s Match Officials selection committee chairman John Jeffrey said in a press release that correct calls are needed to protect the game’s integrity, but admitted work was needed to reduce the delay to the game.“The TMO is a part of the match official team and the fantastic technology available is a tool to be used in the making of key decisions during matches,” he explained.last_img read more

Is Genetic Testing Right For You?

first_imgFrom Florida Hospital – ApopkaWe know that the color of our eyes, skin and hair comes from our DNA, a series of genetic markers. But our DNA also contains secrets to certain diseases we might develop. Today, genetic testing allows us to learn some of these secrets.With a disease such as breast cancer, genetic testing can be a weapon in the fight. When patients find out their probability of having cancer, they can take action to decrease their risk in other ways. Approximately 5 to 10 percent of all cancers have a hereditary component.What does genetic testing show?Genetic testing for cancer can reveal mutations in your DNA. Mutations are like a typo or a misspelling in the gene. Our bodies have many tumor-suppressing genes whose role is to fight off cancer. If there’s a typo, they can’t fight the cancer, so there’s an increased risk.What is the testing process like?To guide patients through the process of genetic testing, Florida Hospital offers genetic counseling. Counselors can discuss and coordinate testing, interpret results and share options to consider after results arrive. The goal of genetic counseling is informed consent.DNA moleculesGenetic counseling and testing may be covered by your health insurance; so be sure to consult your policy. Patients who have cancer or meet one of the indicators for cancer should make a request.What are the indicators for cancer?Indicators include:Cancer diagnosed at an unusually young ageSeveral different types of cancer that have occurred independently in the same personCancer that ‘s developed in both organs in a set of paired organs, such as both kidneys or both breastsSeveral close blood relatives who have the same type of cancer (for example, a mother, daughter, and sisters with breast cancer)Unusual cases of a specific cancer type (for example, breast cancer in a man)Presence of birth defects, such as certain noncancerous (benign) skin growths or skeletal abnormalities, that are known to be associated with inherited cancer syndromesBeing a member of a racial/ethnic group that’s known to have an increased chance of having a certain hereditary cancer syndrome and having one or more of the above features as wellHow it worksA genetic counselor will gather a detailed family medical history about your siblings, parents, aunts, cousins, grandparents, children and grandchildren.For each relation, you’ll want to track any major health conditions, the age of onset for each condition, age of death and cause of death.For an adoptee genetic testing option, consider this article by Dan Miller.For some hereditary cancers, a simple blood test or saliva sample is all that’s needed. Your blood and saliva contain your DNA and genes, and provide a “spellcheck” of your tumor-suppressing genes. Results are available within two to four weeks.What do I do with the information?If you have an increased risk based on the test results, your genetic counselor will educate you and your family about the disease and assess the risk of passing it on to children. While test results don’t include specific recommendations, you and your physician can use the information as a guide to make future medical decisions.5 Reasons to Consider Genetic CounselingIf you have any of the following, genetic counseling could help you assess your risk:Multiple close relatives with cancer.Early age of cancer diagnosis, younger than age 50.Multiple primary tumors in the same person.Presence of rare cancer or bilateral cancer (bilateral means occurring in both organs of an organ pair, such as breasts, kidneys or ovaries).Greater than 10 polyps with any cystology. Save my name, email, and website in this browser for the next time I comment. The Secrets of Your DNA Please enter your comment! TAGSDNAFlorida Hospital – ApopkaGenetic Testing Previous articleWekiva High earns STEM grantNext articleAdopt a local Fire Station this holiday season Denise Connell RELATED ARTICLESMORE FROM AUTHOR Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 The Anatomy of Fear center_img LEAVE A REPLY Cancel reply You have entered an incorrect email address! Please enter your email address here Support conservation and fish with NEW Florida specialty license plate Share on Facebook Tweet on Twitter Please enter your name herelast_img read more

Updating breaking news: Amber Alert cancelled

first_img Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Missing Child case resolvedFrom the Orange County Sheriff’s OfficeUpdated at 11:15am –  The Orange County Sheriff’s Office has cancelled the Amber Alert in regards to the missing Apopka girl Makayla Fisher. According to the OCSO, Fisher has been located and the matter is resolved. This is a breaking story and it will be updated as more details are known.At approximately 2:15 am this morning, Makayla Fisher was taken from her residence on Elderton Drive in the Lake Opal Estates Subdivision in Apopka. She was seen wearing a light multi-colored tank top.Makayla is a black female, 11-years-old, 5’4″, 127 pounds with grey eyes, shoulder length black hair, and maroon braids.Fisher was last seen the company of Darrell Mills, who is a 50-year-old black male 6’1″, 220 pounds with a military style buzz haircut, wearing no shirt and tan pants.Anyone with information regarding this case is urged to call the Orange County Sheriff’s Office at 407/836-HELP (4357).This is a breaking story and will be updated as more details are known. You have entered an incorrect email address! Please enter your email address here Reply September 4, 2017 at 3:07 pm TAGSMissing ChildOrange County Sheriff’s Office Previous articleBreaking News: Child missing in ApopkaNext articleUpdating breaking news: Makayla Fisher found, suspect in custody Denise Connell RELATED ARTICLESMORE FROM AUTHOR 1 COMMENT Now I read the Orlando Sentinel in today’s local section the rest of the story about the kidnapping of this young Apopka girl. I was so hoping that harm had not been done to her, but I see after reading the newspaper article that is NOT the case, and that she was harmed, plus traumatized also. If this man, entrusted with her care, because he was her step-grandfather, allegedly did what he was accused of, and arrested for, and only because I do have to state the word “allegedly” …….if he did do what he is allegedly accused of, then I hope he ROTS away in prison, for the rest of his life, or worse! I can’t stand people who abuse children or abuse animals. It makes me sick to my stomach. At least the little girl is alive, thanks to an alert citizen who saw them, and flagged down a cop, otherwise what would have happened if she was not found soon? A very scary thought….. Please enter your comment!center_img LEAVE A REPLY Cancel reply Support conservation and fish with NEW Florida specialty license plate The Anatomy of Fear Share on Facebook Tweet on Twitter Please enter your name here Save my name, email, and website in this browser for the next time I comment. Mama Mialast_img read more

New Zealand comeback ensures Tri Nations clean sweep

first_imgSaturday Sep 11, 2010 New Zealand comeback ensures Tri Nations clean sweep The All Blacks showed what a quality side they are as they achieved a Tri Nations clean sweep by coming from behind to beat the Wallabies 23-22 in the final test in Sydney. New Zealand have now beaten Australia for the tenth time in succession, and have a 15 Test unbeaten run.The hosts got things off to a good start as they seemed in control with the score at 22-9 following a try from James OConnor after eighthman Ben McCalman broke off the back of the scrum.Matt Giteau had a poor night with the boot, kicking only three from seven attempts, but extended their lead before Adam Ashley-Cooper went over early in the second half.New Zealand stayed composed though and gradually fought their way back into the game, first through a Richie McCaw try then later through Kieran Read. Piri Weepu converted, giving them the lead and taking his record on the night to five from five.Australia had under ten minutes to attempt to recreate another late win as they tried to get within penalty range, but came up short and were resigned to the narrow loss.“We were on the back foot for a fair bit of the match but we stuck to the gameplan, kept pushing, and to come out on top was very satisfying,” said McCaw.“It’s easy when you get behind like that to try and throw miracle passes but we kept faith in the game plan. We stuck to the game and we got there in the end.”McCaw has now surpassed Sean Fitzpatrick as New Zealands most capped skipper, with his record now sitting at an incredible 46 wins from 52 Tests as captain.The two sides will meet next in Hong Kong on the 30th October. Time: 05:04ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingShe Was the Most Beautiful Girl in the World. What She Looks Like Now is InsaneNueey10 Types of Women You Should Never MarryNueey30+ Everyday Items with a Secret Hidden PurposeNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. 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We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel ADVERTISEMENT Trending 6 DAYS AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 1 WEEK AGO WATCH: Brutal footage of the fight between Jake Ball and Alun Wyn Jones Great Tries 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO The time Waisale Serevi used his iconic hitch-kick to carve up Scotland in 2000 1 WEEK AGO Veainu finishes superb try after octopus style offload from Waisea 2 WEEKS AGO FULL MATCH REPLAY: Huge stars on show when All Blacks host Pacific Island XV in 2004 2 WEEKS AGO WATCH: Hooker produces ridiculous speed to score 60-metre wonder try for Hurricanes View All Big Hits & Dirty Play 23 HOURS AGO Awesome new Etzebeth montage will have Springboks fans psyched for Summer Lions tour 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 1 WEEK AGO AWESOME video shows the very biggest and best tackles of the 2020/21 season View All See It To Believe It 4 DAYS AGO Cheetah racer Habana reveals what was actually going through his mind that day 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 6 DAYS AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash View All Funnies 2 WEEKS AGO Joe Marler elated in special interview as fans return to The Stoop 2 WEEKS AGO WATCH: One of the luckiest and most bizarre tries you will EVER see 2 WEEKS AGO WATCH: Reds players caught out in hilarious celebration blooper vs Chiefs 2 WEEKS AGO WATCH: Faz, Piutau and Burns star in hilarious try fail compilation 4 WEEKS AGO MLR: Giltinis howler sees try overruled despite attempts to celebrate View All Amateur 32 WEEKS AGO Viral video of Scottish club brawl goes down a storm with rugby community 69 WEEKS AGO RUGBYDUMP BLITZ: This Best of the Week round up is sure to entertain you 69 WEEKS AGO RD BLITZ – Disaster, just when it looked so promising… 69 WEEKS AGO That glorious moment that will live on forever, like it or not 69 WEEKS AGO RD Blitz – PROP’S Lionel Messi wizardy creates incredible try View All Player Features 15 WEEKS AGO WATCH: Bumping off tacklers and taking high balls, Rob Kearney had an impressive Super Rugby debut 21 WEEKS AGO Brian Moore on money in modern rugby and how it should never be compared to ‘outlier’ football 22 WEEKS AGO Tuisova’s wrecking ball montage will make you grateful you never made it as a pro 28 WEEKS AGO New Zealand rugby pod admit Owen Farrell is world class 29 WEEKS AGO WATCH: Bath prop launches Amazon documentary focused on those from non-traditional backgrounds View All Related Content from the RugbyPass Network ‘What you do today is how you’re going to be remembered’: Spirit of Rugby – Ep 5 In Spirit of Rugby episode 5, Jim Hamilton talks Lions with Matt Dawson, Jeremy Guscott, Rob Kearney, Simon Shaw, Tom Croft and John Bentley. Watch: Reforging the Steelers | Episode 2 | RugbyPass Original Documentary In Episode 2 of Reforging the Steelers, we follow the team through rounds two to four as they try to get their season on track after an opening loss to competition powerhouses Tasman. Shock result: Crusaders left to rue costly errors with win over Rebels not enough for final guarantee In a shock result, the Crusaders have failed to record the requisite winning margin needed over the Rebels to book themselves a spot in the Super Rugby Trans-Tasman final and are now reliant on the Blues dropping the ball against the Force. ‘I deliberately haven’t mentioned it too much this week’: Tim Sampson keeping mum ahead of Blues battle The Western Force aim to play the role of party poopers on Saturday when they take on the ladder-leading Blues at a venue that shall not be named. Highlanders player ratings vs Brumbies | Super Rugby Trans-Tasman The Highlanders have given themselves a decent shout at playing in the Super Rugby Trans-Tasman final. Who were the top dogs in what was effectively a semi-final showdown with the Brumbies? Hurricanes player ratings vs Reds | Super Rugby Trans-Tasman How did the Hurricanes rate in their final game of Super Rugby Trans-Tasman, their 43-14 victory over the Reds? New Zealand comeback ensures Tri Nations clean sweep | RugbyDump – Rugby News & Videos RugbyDump Home RugbyDump Academy Store About Contact Legal Privacy Policy Cookie Policy Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features RugbyDump Home RugbyDump Academy Store About Contact Sitemap Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features Legal Privacy Policy Cookie Policy Sign In Username or Email Password Stay logged in Forgot password Thank you for registering Click here to login Register Register now for RugbyDump commenting & enewsletter. * Required fields. Username * Password * Email * Password Repeat * Please send me news, information and special offers from RugbyDump By clicking register you agree to our Privacy Policylast_img read more

Lausanne House / Hatem+D Architecture

first_imgArchitects: Hatem+D Architecture Area Area of this architecture project Projects ArchDaily “COPY” Lausanne House / Hatem+D Architecture Save this picture!© Alexandre Guilbeault+ 15 Share 2014 CopyAbout this officeHatem+D ArchitectureOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesCanadaPublished on September 16, 2014Cite: “Lausanne House / Hatem+D Architecture” 16 Sep 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemPlasticsMitrexSolar SidingMetal PanelsAurubisCopper Alloy: Nordic BronzeArmchairsAndreu WorldGrand Raglan – Lounge ChairSinksBradley Corporation USASinks – Frequency® FL-SeriesPlantingSikaGreen RoofsStonesCosentinoSilestone Surfaces – Ethereal CollectionMetal PanelsLongboard®Aluminum Battens – Link & Lock – 8″Panels / Prefabricated AssembliesFranken-SchotterFacade Panels – Dietfurt LimestoneWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusWoodGustafsWood Cladding in St. Erik Eye HospitalLightsKKDCLighting – Groove FLEXMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” Houses photographs:  Alexandre GuilbeaultPhotographs:  Alexandre GuilbeaultText description provided by the architects. The project consisted of the renovation of a bungalow existing in Québec city, Canada. The owners wished to adapt their residence to their new lifestyle and the building needed a face-lift. Besides the addition of a complete floor and a garage, the reorganization of facades was carefully thought.Save this picture!© Alexandre GuilbeaultRecommended ProductsPartitionsSkyfoldVertically Folding Operable Walls – Classic™ SeriesEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreWoodAccoyaAccoya® Cladding, Siding & FacadesPartitionsFlorenseDividing Doors – PrismaTo pull the maximum of the natural luminosity and the views on their spacious and wooded ground, the owners wished to open the inside of the residence on the outside. The dining room so opens on a terrace and big openings allow to appreciate the landscape.Save this picture!© Alexandre GuilbeaultThe kitchen, which is in area opened on the dining room, also takes advantage of big openings and distinguishes itself by a wide island and a very minimalist style. The integrated furniture hides a shower-room and a wide meat safe.Save this picture!First Floor PlanThe addition of a floor allowed the creation of three vast bedrooms. The master chamber consists of an independent module combining a wide walk-in and a shower-room. This room also takes advantage of a balcony towards the back favoring a place for the quiet pondering over the wood.Save this picture!© Alexandre GuilbeaultA big hallway was added in front of the residence and makes the link between this one and its new garage. The hallway, generous and open, throws a great deal of light at the heart of the project.Save this picture!© Alexandre GuilbeaultAs regards the architecture of facades, openings and materials were completely rethought. A cover of pale grey wood was installed at the level of the main block and a mixture of fibrocement and black bricks was installed on the block of horizontal reception. This set of simple volume created a dynamism in facade, the whole remaining sober and elegant.Save this picture!© Alexandre GuilbeaultThe landscaping was thought to preserve a maximum of existing elements. Rocks discovered during the works were moved in various places on the site. Also, three mature trees were considered during the elaboration of the concept and preserved. Today, their foliage allows a magnificent play of shadow and light on facades.Save this picture!Second Floor PlanProject gallerySee allShow lessGeneva Flat / FREAKS freearchitectsSelected ProjectsExclusive Video: Innovation Center UC – Anacleto Angelini / Alejandro Aravena | ELEM…Architecture News Share ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Year:  2014 Canada CopyHouses•Canada Photographs Area:  170 m² Area:  170 m² Year Completion year of this architecture project Year:  ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Lausanne House / Hatem+D ArchitectureSave this projectSaveLausanne House / Hatem+D Architecturelast_img read more

UNICEF invites you to put your money where your mouth is at New Year

first_imgUNICEF invites you to put your money where your mouth is at New Year Howard Lake | 26 December 2015 | News Tagged with: DfID UK Aid Match hashtag matched giving new year selfie Unicef video AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Unicef UK is inviting the public to make a New Year resolution to support the charity in helping Syrian children during 2016. To make it it easy it is providing a DIY video singing selfie with Unicef-blue lips!It has created a video of a blue-lipped mouth committing to the resolution. To take part people simply have to download a free app available from Google Play or the Apple App store. Then they hold their phone up to their mouth, press play on the app and let the phone sing along to the song while they dance. They can then get a friend to film them, or film themselves with their friends (a “mouth-mob”).Unicef shares details on how to put the singing mouth on your mouth.When sharing the resolution with the hashtag #HappyBlueYear Unicef invites participants to text NYE to 70060 to donate £3, and nominate their friends to join in when posting the video via social media.Donations made to the campaign will be doubled by the UK government.center_img [youtube height=”450″ width=”800″][/youtube]  86 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

Avoiding Family Farm Conflict

first_imgAs you know, managing a successful farm takes time, strategy and a little luck. Farmers need a remarkable capacity for planning years into the future despite an incalculable number of variables. Facebook Twitter By Hoosier Ag Today – Apr 27, 2012 Bequeath the farm to family members who have chosen to remain active in the operation.Purchase a life insurance policy on your life. Name off-farm family members as beneficiaries of the policy. (Or let inactive children purchase a policy while you gift the premiums using annual gift tax exclusions.)Use life insurance proceeds to provide an inheritance for family members who have decided to pursue other careers. Creating a “separate but equal” solution.Life insurance provides a straightforward solution to this difficult problem. Here’s how: Larry DykesBy Larry W. Dykes, CLU, ChFC, AAMS Beyond transferring assets to your loved ones in the manner you wish, transition planning allows you to:Avoid conflictProvide estate liquidityHelp cover debtHelp supplement retirementRealize philanthropic goals 70% of first-generation operations do not successfully transition to the next generation.90% of second-generation operations do not make it to the third generation.96% of third-generation operations do not survive to a fourth generation. Almost everyone owns assets that cannot be easily divided. This is particularly true of farmers who have spent a lifetime building a business largely made up of nonliquid assets. This legacy—the farm—is a particularly challenging estate asset when it comes time to transfer the operation to heirs. SHARE Home News Feed Avoiding Family Farm Conflict Unless you are not planning to die or retire, you will need to apply the same kind of careful planning to your financial future—to devise a strategy for the day when the farm is passed on to the next generation. Without planning, you increase your chances of becoming one of the following statistics: Passing along the operation . . . and everything else you own.The farm is almost certainly the biggest asset in the estate. So let’s imagine for a moment a farmer with three children—only one of whom is working the land. What’s the best way to divide the operation among children with very different wants and needs? Previous articleIFB President Don Villwock talked with Gary Truitt about the Farm Bill and Department of Labor rule withdrawal.Next articleIndiana Congressman Pleased with Farm Labor Announcement Hoosier Ag Today SHARE Of course, one of the keys to making this arrangement work is to discuss your plans with your children and explain the reasoning behind the choices you’ve made. A child who might otherwise feel slighted is more likely to accept the decision coming directly from you, especially when all of the children understand that you’ve taken enormous care to provide for each of them in an equitable way. Although inheritances may not be identical, they can be equitable—which keeps family members on the farm and peace within the family. Avoiding Family Farm Conflict Give each child an equal share of the operation. This may sound fair on the surface, but it can lead to unimaginable conflicts. The child working the land will need to keep the operation whole to continue farming efficiently, but he or she may not have the money to buy out off-farm siblings. The situation could quickly grow complicated both financially and emotionally.Give each child an equal share of the estate. This is easier said than done because the farm is likely worth much, much more than any of the estate’s other assets. Balancing the value of inheritances among family members by bequeathing the operation to one and the liquid assets to the others would likely not provide equality and would probably result in bitterness and resentment by the off-farm family members. Facebook Twitter Dividing the indivisible.Inevitably, death presents multiple opportunities for conflict. This can be especially disruptive when heirs’ expectations clash with estate realities. Disputes may also arise if directives in your will take loved ones by surprise, if your choices don’t make sense to your family, or if incomplete planning produces unintended consequences.last_img read more